Terms & Conditions

1. Acceptance of these terms

By accessing investfinanceservice.com, submitting a form or using a service offered through this website, you agree to these Terms & Conditions and our Privacy Policy. If you do not agree, do not use the website or submit personal information.

“Invest Finance Service”, “we”, “us” and “our” refer to the entity operating this website. Full legal name, registration information and principal address should be inserted here before publication.

2. Nature of the website and services

The website provides general information and a way to enquire about personal loan support, tax advisory, mortgage loans, credit loans, wealth and investment planning, insurance and other financial services. The precise scope of any paid or regulated service should be stated in a separate engagement, disclosure, provider document or agreement.

Unless expressly stated in a written agreement, Invest Finance Service is not the lender, insurer, deposit-taker, fund manager or product issuer. We may provide information, planning support, referrals or facilitation. Any regulated activity will be carried out only through an appropriately authorised entity or professional where required.

3. General information, not a personal recommendation

Public website content is educational and general. It does not consider your financial situation, goals, tax status or risk profile and is not personal investment, tax, legal or credit advice. Do not make a decision solely from website content. Review official documents and obtain qualified advice suitable for your circumstances.

4. Eligibility and user responsibilities

You must be legally capable of using the relevant service and provide complete, accurate and current information. You agree to:

• Use the website only for lawful purposes and genuine enquiries.
• Review documents, rates, fees, exclusions, risks and terms before accepting a product or service.
• Protect account access, devices and confidential information.
• Not send passwords, PINs, OTPs, CVV numbers or full payment-card details to us.
• Notify us promptly if submitted information is materially incorrect or changes.
• Make your own final decision after considering affordability, suitability and professional advice.

5. Loans and credit

Loan approval, amount, rate, fees, security, tenure and other terms are decided by the lender after its own eligibility, credit, verification and underwriting checks. An illustration, comparison, eligibility indication or preliminary discussion is not an offer or guarantee.

Borrowing creates a repayment obligation. Missed payments may lead to charges, recovery action and adverse effects on your credit profile. Consider total borrowing cost and your ability to pay throughout the tenure, not only the initial EMI.

6. Investments and wealth planning

Investments carry risk. Values and income may rise or fall, and you may receive less than the amount invested. Past performance is not a reliable indicator of future results. Projections are based on assumptions and are not promises. Product-specific disclosures and risk documents take precedence over general website statements.

7. Insurance

Insurance availability, pricing, cover, waiting periods, exclusions and claims are governed by the insurer's policy documents and underwriting decision. Read the benefit illustration, policy wording and exclusions carefully. A referral or application does not guarantee issue of a policy or payment of a claim.

8. Tax and legal information

Tax and legal rules can change and may apply differently to each person. General explanations are not a substitute for advice from an appropriately qualified professional. You remain responsible for filings, declarations, payments and compliance unless a written engagement expressly states otherwise.

9. Fees, commissions and referrals

Fees for a service, if any, should be disclosed before you agree to proceed. We or a related provider may receive a referral fee, commission or other compensation in connection with a product or service where permitted. Relevant disclosure will be provided when required. Third-party charges, taxes and provider fees may apply separately.

10. No guarantee

We do not guarantee approval, product availability, a particular rate, tax outcome, investment return, insurance claim or completion time. Any timeline is an estimate and can be affected by information quality, provider processes, market conditions, public systems or events beyond our control.

11. Website availability and accuracy

We aim to keep the website useful and accurate, but content may be incomplete, outdated or unavailable. We may change, suspend or remove content or functionality without notice. You should verify current product, regulatory and tax information with the relevant official source.

12. Third-party services and links

Links and referrals to third-party websites do not mean we control or endorse every statement, product or practice on those sites. Third parties operate under their own terms, privacy policies, licences and service standards. Your agreement with a provider is separate from these terms.

13. Intellectual property

Unless otherwise stated, website text, design, branding, graphics and original materials belong to Invest Finance Service or its licensors. You may view and print reasonable extracts for personal, non-commercial use. You may not copy, republish, sell, scrape, modify or create misleading derivative content without written permission.

14. Prohibited use

You must not attempt unauthorised access, introduce malicious code, disrupt the website, impersonate another person, submit fraudulent material, scrape data at scale, infringe rights or use the website in breach of applicable law.

15. Disclaimer and limitation of liability

To the extent permitted by law, the website and general content are provided on an “as available” basis without warranties of uninterrupted availability, fitness for a particular purpose or error-free operation. Nothing in these terms excludes rights or liability that cannot lawfully be excluded.

Subject to applicable law and any separate written agreement, Invest Finance Service will not be liable for indirect, incidental, special or consequential loss, lost opportunity, lost profit or loss arising from reliance on general content, third-party conduct, market movement, provider decisions, user error or events beyond reasonable control.

16. Indemnity

To the extent permitted by law, you agree to be responsible for loss or claims resulting from your unlawful use of the website, fraud, intentional misconduct, infringement of third-party rights or material breach of these terms.

17. Privacy and communications

Our Privacy Policy explains how personal information is handled. By submitting an enquiry, you agree that we may contact you about that request. Marketing requires an appropriate preference or other lawful basis, and you can use our unsubscribe page at any time.

18. Suspension and termination

We may restrict or stop access where reasonably necessary for security, maintenance, suspected fraud, unlawful activity, provider requirements or breach of these terms. Provisions intended to survive termination, including intellectual property, disclaimers and dispute terms, will continue.

19. Governing law and disputes

These terms are governed by the laws of the State of New York and applicable federal law, without regard to conflict-of-law principles. Subject to mandatory law and any applicable complaint or alternative dispute process, state and federal courts located in New York County, New York will have jurisdiction over disputes connected with the website or these terms.

Please contact us first so we can try to resolve a concern promptly. This clause does not prevent you from using a regulator, ombudsman, consumer forum or other remedy available under applicable law.

20. Changes and severability

We may update these terms to reflect changes in services, law or operating practices. Revised terms apply from the stated effective date. If a provision is unenforceable, the remaining provisions continue to apply to the extent legally possible.

21. Contact

Questions, complaints or notices may be sent to:

Invest Finance Service
546 Kenny Wren Rd, Dillingham, AK 99576, USA
info@investfinanceservice.com
+1 907-842-2334